There’s this genre of money influencer who makes getting rich sound like a weekend project.
“Max out your 401k.”
“Throw a few thousand into a Roth.”
“Make triple mortgage payments.”
“Open more accounts.”
Oh perfect. Let me grab the extra cash hiding in my emotional support sock.
The advice isn’t wrong. Investing is smart. Paying off debt faster is smart. But it’s always presented like money is a simple math equation, not real life.
They skip the part where rent went up. Groceries went up. Insurance went up. Your paycheck didn’t.
For most people, building wealth looks like putting $50 away and hoping nothing breaks. It looks like restarting because something came up. It looks like trying to budget while the budgeting app quietly charges you $7.99 a month.
Getting rich isn’t just about discipline. It’s about having margin. And a lot of people aren’t lazy. They’re stretched.
If you’re paying your bills, feeding yourself, and saving what you can, that counts.
Survival deserves more respect than a 60-second reel.
uncommonsight 